Table 1
Earning and Investment Period
			Gp 1	Gp 2	Gp 3	Gp 4	Gp 5	Insurance Premiums
1a	First Year Earnings		$12,500	$12,500	$15,000	$20,000	$25,000
b	Annual Increase		$0	$400	$1,200	$2,000	$2,500
c	Fortieth Year Earnings		$12,500	$28,100	$61,800	$98,000	$122,500
2a	First Year OASI		$1,325	$1,325	$1,590	$2,120	$2,650
b	Insurance Reserve 35%		$464	$464	$557	$742	$928
c	Invested in Stock Fund 25%		$331	$331	$398	$530	$663
d	Invested in Bond Fund 25%		$331	$331	$398	$530	$663
e	Income Insurance Premium 15%		$199	$199	$239	$318	$398	$1,352
3a	Investment Value in 40 Years		$186,624	$276,256	$403,362	$594,577	$723,504
b	Bond Fund @ 5%		$40,015	$57,144	$99,407	$148,224	$176,881	$318,598
c	Stock Fund @10%		$146,609	$219,112	$303,955	$446,353	$546,623
4a	Income Maintainence Insurance 5%							$106,199
b	Income Level Insurance 10%							$212,399